Local land charges

What is a local land charge?

A local land charge is a legal restriction on a piece of land. It applies to all owners or occupiers of that piece of land.

These restrictions are not normally shown on your deeds. Your solicitor will carry out a Local Authority Search as part of your conveyancing when you buy or re-mortgage your property to find any of these charges.

What you need to know when buying a house

  • Are there any planning conditions, which will affect my proposed use of the property?
  • Is the house in a proposed renewal area?
  • Will I have to pay to maintain the back street?
  • Are there any proposals to build a new road nearby - will there be a flyover next to my bedroom window?
  • Will the Council be introducing traffic calming, road restrictions or even residents parking?
  • Is the extension built over a sewer?
  • Will my view be spoilt by an industrial development at the end of the garden?
  • Who maintains the footpath outside my front door?
  • Is there a public footpath affecting the property?
  • Are the trees protected by a Tree Preservation Order?
  • Is the area designated as a Conservation Area?
  • Are there any financial charges/debts for which I will become liable?