Land Charges
What is a Local Land Charge?
Local Land Charges were the creation of the Local Land Charges Act 1925 which was subsequently added to by the Local Land Charges Act 1975 and aims to protect buyers of the land from being caught out by obligations against them by Local Authorities under various statutes.
A local land charge is restriction on a particular parcel of land, whether to secure the payment of a sum of money, or limiting the use to which the land may be put, and is binding on successive owners or occupiers of that parcel of land.
These restrictions would not normally be shown on your deeds therefore your solicitor would perform a Local Authority Search as part of your conveyancing when you buy or re-mortgage your property to highlight any of these charges.
