Pendle Borough Council's Housing Needs team has responsibility for the following services:
- Housing Advice and Housing Options
- Pendle Women's Refuge
The Housing Needs team work towards helping people with general enquiries, aiming to prevent homelessness wherever possible, or provide options for rehousing. This is done through housing advice, consideration of housing options and appropriate referrals to support organisations where required. Depending on your particular circumstances it may be possible to prevent you potentially becoming homeless or needing to seek alternative accommodation. Below are details of options which you may consider prior to seeking alternative accommodation.
Shared Ownership / Low Cost Home Ownership Schemes
- Local Authority Mortgage Scheme (LAMS) - Help getting on the housing ladder
- Plumlife - Plumlife, part of Great Places Housing Group, is a not for profit company that specialises in shared ownership and low cost home ownership schemes. Plumlife sell properties on a shared ownership basis, and some for outright sale, all over the North West and are the only provider of Open Market Homebuy in the area. For further information contact Plumlife
- FirstBuy - is a government-funded scheme which enables eligible first time buyers to purchase a brand new property funded by an affordable mortgage and with assistance from Plumlife and any house builders participating in the scheme
Help to buy
Plumlife is the Government's local Help to Buy Agent for Greater Manchester, Lancashire and South Yorkshire, and is a one-stop shop for information and applications for affordable home ownership schemes across these areas. These include Help To Buy - Equity Loan and Help To Buy - Shared Ownership.
Help To Buy schemes reduce the cost of home ownership by lowering the deposit required by lenders, and also keeping monthly repayments down.
Customers can access free, impartial financial advice through Plumlife's independent mortgage advisers.
For more information, visit www.plumlife.co.uk or call 0161 447 5151.
If you are at risk of repossession?
If you are an owner occupier - local Citizen's Advice Bureau may be able to advise you about your options which include debt advice and dealing with arrears - see Advice Agencies in and around Pendle. A range of initiatives have also been produced which may help prevent you being repossessed which include:
- General Advice - 'Are you worried about your mortgage - Get Advice Now'
- Representation at Court - Court Desk provision
- Support for Mortgage Interest
- Mortgage Rescue Scheme - This is a national scheme which is implemented locally by Housing Needs. You would need to complete an application form and meet eligibility criteria. For further information, contact Housing Needs on 01282 661045
- Repossession Prevention Scheme - This is a local scheme run but the Council to try and assist those at risk of repossession. To apply, complete the application form and return to Housing Needs. Please note, there are particular eligibility criteria associated with this scheme
- Gov.uk is a government website which lists all public services including advice on dealing with debt problems and preventing repossessions
If you are at risk of eviction?
If you are living in a housing association property - Housing Needs are happy to liaise on your behalf with the housing association to try and resolve issues such as rent arrears / anti-social behaviour which has resulted in you being given notice to leave.
If you do wish to move, as a housing association tenant you could seek a transfer, or apply to swap houses with another housing association tenant through a mutual exchange. You would need to contact your landlord for further information on how these schemes work.
There are also other agencies who aim to facilitate such moves, including Homeswapper and Houseexchange, and there may be other websites. You may also wish to contact the landlord direct to whom you wish to move to see if they are aware of any tenants wishing to swap.
If you are living in private rented accommodation- the Council's Housing Standards section may be able to help in resolving notices to leave, disrepair and illegal eviction issues.
If you cannot stay where you are currently living
Domestic violence - If you feel that you require some support / advice regarding this issue, there are a number of agencies who are able to help.
Pendle Domestic Violence Initiative (tel: 01282 726000) are a charity set up to offer advice and assistance so that you are aware of all your legal options. You may choose to seek legal advice which may help to resolve the situation or seek support such as the sanctuary scheme where alarms and security features could be fitted to help you remain safely in your own home. Pendle Domestic Violence Initiative or Housing Needs may also be able to help you access a refuge should you require it - such as Pendle Women's Refuge.
Being asked to leave by your parents? Housing Needs may be able to help with such disputes which may enable you to remain within the family home. If you feel you would benefit from mediation please contact Housing Needs direct.
Where it is not possible to prevent homelessness, there are a number of options for rehousing and support in and around Pendle which include :
Applying for a Housing Association Property through B-With-Us Choice Based Lettings - There is no longer any Council housing in Pendle. The Council has transferred its housing to Housing Pendle, which is a housing association. There are a number of Housing Associations have homes for rent in the Pendle Area. They are organisations whose purpose is to offer a good standard of accommodation at reasonable rents.
The Council have entered into a partnership with other Councils and housing associations in the Pennine Lancashire area to allocate housing under the B-with-us choice-based lettings scheme. Using this scheme, you can choose the right home from a list of available properties in the area you would like to live.
Supported Housing - There are a number of supported housing schemes and housing related support project that operate in and around the Pendle area. All cater for persons who have specific support needs.
Older People - Housing Options, assistance and advice - There are a number of housing options, assistance and advice for older people in the borough of Pendle.
Private Rented Sector Housing - One of the quickest ways to find alternative accommodation within Pendle is to consider renting privately. This link covers information you may need to consider prior to taking on a private rented tenancy, how to pay for private rented accommodation through local housing allowance and how tenancy protection schemes work.
Bond Guarantee Scheme - The Council operates a Bond Guarantee Scheme which may help you access alternative accommodation within the private rented sector.
PLANS (Private Landlord Access and Negotiation Service) - This project provides services to both prospective tenants and landlords to try and improve access to the private rented sector for clients who are single and not in priority need. To access this scheme, please complete an application form.
Homelessness - If it is not possible to prevent your homelessness or to locate alternative accommodation in time, you may wish to apply as homeless. All local authorities have a legal responsibility to help homeless people and their families, and to ensure their rights are upheld. This duty arises under Part VII of the Housing Act 1996 as amended by the Homelessness Act 2002.
Advice and support
Advice Agencies in and around Pendle - There are various support agencies within the Pendle area who may be able to offer you support in maintaining your home, help with a new home or support such as advocacy.
Calico - The Calico Partnership offers floating support and advice to people who need assistance to gain skills to live independently. The type of support on offer includes:
- finding a home that meets your needs
- help in setting up and managing a home
- guidance in working with other agencies
- helping you to deal with money
- getting the right benefits
- help to access education, training and employment
- assisting people to get involved in their community
- maintain or rebuild support networks
Contact Housing Needs If you wish to contact us or would like to make an appointment please click on the link for details on how to get in touch.
Housing Needs have responsibility for the following strategic documents